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Forecasting and Budgeting with MyBuilderCPA



Hello, Jon Markee here, founder and CEO of MyBuilderCPA. Let's talk about what we can offer in terms of forecasting and budgeting for your business.

Key Features of Our Forecasting and Budgeting Service

We offer at least three distinct features that incorporate forecasting and budgeting. These are forward-looking services and require the purchase of our Tier 1 Pro Growth Plan. Our focus is on helping you set and achieve future goals.

  1. Annual Budget Creation We create an annual budget during the fourth quarter of the year, typically between October 1st and December 1st. It's crucial to finalize the budget by mid-December to avoid the holiday rush. Steps for Creating a Good Budget: This budget focuses on profit and loss, not the balance sheet. Forecasting cash accounts for an entire year can be tricky, so we handle this on a weekly basis instead.

  • Use our standard template, breaking down expenses by category and month.

  • Collaborate through a Google Sheet, allowing both parties to edit and comment.

  • Kickoff with a budget season call to discuss your goals and expectations.

  • Analyze your overhead expenses, the number of jobs needed, and the required markup and margin to meet your profit goals.

  1. Weekly Cash Flow Forecast For Tier 1 Pro Growth Plan clients, we prepare a weekly reporting package that includes a detailed cash flow forecast. This report includes: By sorting this data by date, we can predict your cash balance for the coming days and weeks, and potentially months, based on the information you provide.

  • Recurring monthly expenses

  • Specific accounts payable items

  • Incoming draw payments

  1. 15-Year Living Projection We also offer a 15-year living projection, which can be updated annually alongside the annual budget. This projection is particularly useful for those planning long-term goals, such as preparing for retirement or building a business to sell.

Why Choose Our Services?

  • Comprehensive Planning: Our process ensures that you have a clear and realistic budget and forecast to guide your business decisions.

  • Tailored Support: We work closely with you to understand your unique situation and goals, providing personalized advice and adjustments.

  • Proactive Approach: By reviewing and updating budgets and forecasts regularly, we help you stay on track and adapt to changes in your business environment.

Important Considerations

  • Client Collaboration: Successful budgeting and forecasting require your input and collaboration. We start with a budget interview and maintain open communication throughout the process.

  • Annual Updates: We update budgets and projections once per year to keep them relevant and accurate.

  • Long-term Planning: Our 15-year living projection helps you plan for the future, whether you're aiming to grow your business or prepare for retirement.

We hope this gives you a better understanding of our annual budget creation, weekly cash flow forecasting, and 15-year living projection services. If you have any questions or need further information, feel free to reach out.

Thanks for watching. Have a great day.

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